CardX vs. Stax
Side-by-side on cost, team fit, integrations, and industry coverage. Ranked on fit, never on commission.
Compliant credit card surcharging (and cash-discount) program that passes card-acceptance costs to paying customers as a disclosed fee, letting a small business keep its existing processor relationship while driving its net card-processing cost toward zero.
Subscription-based payment processing that replaces percentage markups with a flat monthly membership fee plus at-cost interchange, built for small businesses with enough steady volume that a flat fee beats a percentage-based rate.
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Spec comparison
| Spec | CardX | Stax |
|---|---|---|
| Monthly cost | $150/mo | $850/mo |
| Team size fit | 1-200 emp. | 3-200 emp. |
| Category | — | — |
| Integrations | 4 | 2 |
| Industries covered | 0 | 0 |
How they differ
CardX is the lower-cost option at $150/mo versus $850/mo for Stax — a $700/mo difference. Stax appears in more curated industry stacks (0 vs. 0), meaning it fits a broader range of business types. CardX offers more integrations (4 vs. 2), which matters if your stack depends on tight connectivity. Stax targets a narrower employee range (3–200) compared to CardX (1–200), making Stax the more focused fit if your headcount is inside that band. Neither tool is universally "better." The right choice depends on whether your priority is lower monthly cost, broader industry fit, deeper integrations, or a headcount-specific match.
See the right fit for your business
Run the free audit with your actual headcount and spend to see which tool our blind engine recommends for your stack.
Run the free audit- Lower cost
- CardX
- More integrations
- CardX
- Wider team-size fit
- CardX
Not a ranking — see "How they differ" below for the fit that matters for you.