Signify Business Cash℠ Card
A clean flat-2% card with no annual fee and no categories to manage — the tradeoff for the simplicity is a 3% foreign transaction fee, so it's better suited to domestic-only spend.
Signify Business Cash℠ Card at a glance
Issued by Wells Fargo. Terms and rates subject to change — confirm before applying.
The facts
- Annual fee
- $0
- Credit needed
- Good/Excellent
- Regular APR
- Variable, ~18–26%
- Foreign transaction fee
- 3%
Rewards
Unlimited 2% cash back on every purchase
Signify Business Cash℠ Card's annual fee vs. the cheapest and priciest cards on the marketplace
Signify Business Cash℠ Card vs. similar Cash back
| Criterion | Signify Business Cash℠ Card | Ink Business Unlimited® | Ink Business Cash® |
|---|---|---|---|
| Annual fee | $0 | $0 | $0 |
| Regular APR | Variable, ~18–26% | Variable, ~18–24% | Variable, ~18–24% |
| Foreign transaction fee | 3% | 3% | 3% |
| Credit needed | Good/Excellent | Good/Excellent | Good/Excellent |
Same category, side by side — the right pick depends on which of these differences actually matches how your business spends.
Signify Business Cash℠ Card charges a 3% foreign transaction fee. On recurring international vendor or contractor payments, that adds up faster than the rewards rate offsets it — if that's a regular expense for your business, weigh a card with no foreign transaction fee even if its rewards rate is lower.
Pros
- +No annual fee
- +2% flat rate
- +Simple online application, fast decision for many applicants
Cons
- −3% foreign transaction fee
- −No bonus categories for concentrated spend
Signify Business Cash℠ Card has no annual fee, requires good/excellent credit, and carries a Variable, ~18–26% regular APR. Compare these against your spending patterns — the fee only makes sense if the rewards exceed it.
Who this card is best for
Straightforward flat-rate cash back, no rotating categories
We don't have a partnership with Wells Fargo — the link above goes straight to their official page with no tracking or referral code. Rates and offers are set by the issuer and change over time; confirm current terms before applying.