Business Triple Cash Rewards Card
Strong 3% categories aimed squarely at recurring operating costs — fuel, utilities, and office supplies — with one of the longer 0% intro APR windows on this list.
Business Triple Cash Rewards Card at a glance
Issued by U.S. Bank. Terms and rates subject to change — confirm before applying.
The facts
- Annual fee
- $0
- Credit needed
- Good/Excellent
- Regular APR
- Variable, ~18–27%
- Intro APR
- 0% on purchases for 15 billing cycles
- Foreign transaction fee
- None
Rewards
3% cash back on gas stations, EV charging, office supply stores, and cell phone/internet/cable providers
Business Triple Cash Rewards Card's annual fee vs. the cheapest and priciest cards on the marketplace
Business Triple Cash Rewards Card vs. similar Cash back
| Criterion | Business Triple Cash Rewards Card | Ink Business Unlimited® | Ink Business Cash® |
|---|---|---|---|
| Annual fee | $0 | $0 | $0 |
| Regular APR | Variable, ~18–27% | Variable, ~18–24% | Variable, ~18–24% |
| Foreign transaction fee | None | 3% | 3% |
| Credit needed | Good/Excellent | Good/Excellent | Good/Excellent |
Same category, side by side — the right pick depends on which of these differences actually matches how your business spends.
Business Triple Cash Rewards Card charges no foreign transaction fee, but that's not universal in its category — some cards with a similar rewards structure add 2.7-3% on every international charge. If you're comparing cards, confirm this line specifically; it's easy to overlook next to the headline rewards rate.
Pros
- +No annual fee
- +No foreign transaction fee
- +Long 15-cycle 0% intro APR
Cons
- −3% categories cap at $50,000/yr combined
- −1% base rate outside bonus categories
Business Triple Cash Rewards Card has no annual fee, requires good/excellent credit, and offers 0% on purchases for 15 billing cycles as an intro APR. Compare these against your spending patterns — the fee only makes sense if the rewards exceed it.
Who this card is best for
Service businesses with recurring utility and supply spend
We don't have a partnership with U.S. Bank — the link above goes straight to their official page with no tracking or referral code. Rates and offers are set by the issuer and change over time; confirm current terms before applying.