U.S. Bank

Business Altitude® Connect

A mid-tier travel card: real bonus categories on travel and fuel plus a Global Entry/TSA PreCheck credit, at a fraction of the fee charged by premium cards like the Amex Business Platinum.

Travel rewardsNo annual fee

Business Altitude® Connect at a glance

$95 (waived first year)Annual fee
4x points on travel and gas st…Rewards rate
Good/ExcellentCredit needed

Issued by U.S. Bank. Terms and rates subject to change — confirm before applying.

View on U.S. Bank's site

The facts

Annual fee
$95 (waived first year)
Credit needed
Good/Excellent
Regular APR
Variable, ~18–27%
Foreign transaction fee
None

Rewards

4x points on travel and gas stations & EV charging, 2x on dining, 1x elsewhere

Intro offer

Points welcome bonus after minimum spend

Points welcome bonus after minimum spend
Intro offer (time-limited)
Promotional rates and bonuses expire — review the timeline before applying.

Business Altitude® Connect's annual fee vs. the cheapest and priciest cards on the marketplace

Business Altitude® Connect vs. similar Travel rewards

CriterionBusiness Altitude® ConnectInk Business Preferred®Southwest® Rapid Rewards® Premier Business
Annual fee$95 (waived first year)$95$99
Regular APRVariable, ~18–27%Variable, ~19–24%Variable, ~19–26%
Foreign transaction feeNoneNoneNone
Credit neededGood/ExcellentGood/ExcellentGood/Excellent

Same category, side by side — the right pick depends on which of these differences actually matches how your business spends.

Business Altitude® Connect charges no foreign transaction fee, but that's not universal in its category — some cards with a similar rewards structure add 2.7-3% on every international charge. If you're comparing cards, confirm this line specifically; it's easy to overlook next to the headline rewards rate.

Pros

  • +Strong 4x on travel and fuel
  • +Global Entry/TSA PreCheck credit can offset most of the fee
  • +No foreign transaction fee

Cons

  • $95 fee after year one
  • Fewer luxury perks than premium travel cards (no lounge access)

Business Altitude® Connect has a $95 (waived first year) annual fee, requires good/excellent credit, and carries a Variable, ~18–27% regular APR. Compare these against your spending patterns — the fee only makes sense if the rewards exceed it.

Who this card is best for

Businesses with real travel and fuel spend that want a lower fee than the premium travel cards

We don't have a partnership with U.S. Bank — the link above goes straight to their official page with no tracking or referral code. Rates and offers are set by the issuer and change over time; confirm current terms before applying.

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