Toast POS vs. Square for Restaurants: Which One Actually Fits Your Bakery?

A bakery's POS decision isn't about menu complexity — it's about whether you're running a wedding-cake production calendar behind a retail counter, or just ringing up croissants. That's what actually decides which one fits.

By The StackMatch Research Team

Toast POS vs. Square for Restaurants — $89/mo vs. $175/mo, and Square tops out at 40 employees

$89/moSquare for Restaurants — 1-40 employees
$175/moToast POS — 2-60 employees
$1,032/yrSquare's savings if it fits

The right pick depends on where your headcount sits relative to Square's 40-employee ceiling — not just the sticker price.

Both platforms will ring up a croissant and take a card. The real question for a bakery is narrower: does your kitchen need order-ahead tickets routed to a screen back by the ovens, or is a printed receipt and a verbal "two dozen for the Chen order" still working fine? That single workflow question, more than any feature checklist, is what separates the two.

Feature comparison

FeatureSquare for RestaurantsToast POS
Monthly price$89/mo$175/mo
Team size range1-40 employees2-60 employees
Online ordering
Kitchen display routing
Loyalty program$50/mo add-on
QuickBooks integration
CakeBoss integration
MarginEdge integration
HardwareStandard iPadProprietary terminal
CostFit

The Toast-vs-Square call weighs kitchen complexity against headcount — not which platform has more total features.

Toast POS: $175/mo — built for 2-60 employees

Toast integrates natively with MarginEdge, which matters once you're feeding supplier invoices in weekly and need POS sales data to hit MarginEdge automatically rather than through a manual export. It also does something Square doesn't: kitchen display routing, which turns a custom order into a ticket that prints or displays in the production area instead of relying on the counter staff to walk back and relay it verbally. That's a real workflow upgrade during a holiday rush with 40+ standing pre-orders, and close to irrelevant for a bakery running two ovens and one counter. The trade-off is proprietary hardware — you're buying into Toast's terminal ecosystem, not a standard iPad you could repurpose or replace cheaply.

Square for Restaurants: $89/mo — built for 1-40 employees

Square covers the same retail-counter POS and online ordering at roughly half Toast's cost, running on standard iPad hardware you can source and replace yourself. It bundles loyalty at the base tier — Toast charges $50/mo extra for the same function — which narrows the real price gap once you account for add-ons. What it doesn't do is kitchen-display routing or a native MarginEdge integration, so if your production side outgrows verbal handoffs and spreadsheet invoice tracking, you'll feel the ceiling.

Square's 40-employee cap isn't a soft guideline — it's where the platform's design stops matching the operation. A bakery pushing past 40 staff is usually running multiple locations or a much larger custom-order pipeline than Square was built to route.

The actual decision rule

  • Under ~15 employees: Square almost always wins on fit-for-cost. A crew this size is rarely running enough simultaneous custom orders to need dedicated kitchen-display routing, and the bundled loyalty program covers what Fivestars would otherwise cost extra.
  • 15-40 employees: the real gray zone, and it's Square's own ceiling that makes it one. If your custom-order volume is climbing and you can see yourself crossing 40 employees within a year or two, migrating POS platforms later carries real cost — re-training staff, re-mapping menu items, re-testing every integration. It can be worth paying Toast's premium now to avoid that migration.
  • Above ~40 employees: Toast becomes close to the only real option, since Square isn't designed to serve a team past that point. This is also where MarginEdge's native integration and kitchen-display routing start paying for themselves in labor time saved.

Questions to ask before switching POS platforms

  • How many simultaneous custom orders are we routing to the kitchen by memory or shouted instructions right now?
  • What's the early-termination penalty on our current POS contract, and does it offset the savings from switching?
  • Does our headcount trajectory put us within 40 employees in the next 12-18 months?
  • Will we need to re-source hardware, or can we reuse existing iPads/terminals?
  • Who owns re-training the counter staff, and how much lost throughput does that cost during the transition?

The decision isn't which POS has more features — it's whether your kitchen workflow has outgrown verbal handoffs, and whether your headcount is approaching Square's 40-employee ceiling.

One thing worth naming directly: a lot of "best bakery software" content online is written by, or paid by, the vendor with the bigger affiliate budget — which tends to be the more expensive platform. That's exactly the incentive our engine is built to be blind to; it ranks purely on your team-size fit, not on which vendor pays the biggest bounty.

Run the free audit with your real headcount and current spend to see which one — plus the rest of your stack — actually fits.

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